If you do not want to receive prescreened offers of credit from various companies, call the consumer reporting agencies toll-free at 1-888-5OPT-OUT (1-888-567-8688): or write Equifax Options, P.O. Box 740123, Atlanta, GA 30374-0123, Transunion, Opt Out Request, P.O. Box 505, Woodlyn, PA 19094-0505, Experian Consumer Opt Out, P.O. Box 919, Allen, TX 750103.
Counties with Increases in Maximum Conforming Loan Limits for Fannie Mae and Freddie Mac Loan Limit Increases: 2015-2016 County Name State Metropolitan Area 2015 Loan Limit (One-Unit Properties) 2016 Loan Limit (One-Unit Properties) Increase County Name State Metropolitan Area 2015 Loan Limit (One-Unit Properties) 2016 Loan Limit (One-Unit Properties) Increase Adams County CO DENVER-AURORA-LAKEWOOD, […]
In an effort to help families keep their homes and avoid mortgage scams, HUD today (09/02/11/) announced more than $10 million in housing counseling grants. This is unspent funding from the 2010 appropriation that was re-competed and awarded to HUD-approved counseling agencies. “The funding announced today is specifically earmarked to provide counseling assistance relating to […]
A policy of title insurance is used in most real estate transaction in Colorado where a mortgage is attached. Unlike casualty insurance which protects against future acts, the title insurance protects against loss or damages resulting from defect that may have occurred in the PAST. The process begins with the title insurance company providing a […]
CONVENTIONAL LOANS (DETERMINED BY DATE OF APPLICATION) *MUST RECEIVE AN AUTOMATED APPROVE/ELIGIBLE INCLUDING THOSE WITH EXTENUATING CIRCUMSTANCES. DEROGATORY ITEM CONVENTIONAL LOAN WAITING PERIODS Foreclosure Home was given back to the bank- No owner participation 7 years from the date foreclosure completed and transferred back to bank if they had NO extenuating circumstances 3 years from […]
Families are trying to determine whether or not now is the time to buy a home. Some are advising these families to sit out the current real estate market and instead rent for the next year or two. We do not agree with this advice. Homeownership means a lot to a family. We also realize […]
